Build and fund interest-free credit products for businesses and gig workers. 0% interest, 100% returns—powered by DeFi.
The first noncustodial EVM credit network specifically designed for the multi-trillion-dollar credit market, enabling companies to offer 0% credit with 100% returns—without borrower-provided collateral.
Leverage familiar APIs to create innovative credit solutions powered by DeFi's capital and securitization efficiency, unlocking credit for up to 2 billion businesses and gig workers globally.
A borrower with a 50% gross margin exchanges $1,000 credit for $2,000 in future revenue, costing them $1,000—equal to the credit, while the upside covers risk, capital, and loan repayment.
Sivo DeFi bridges the gap between Web2 and Web3, combining the capital efficiency of DeFi with the solutions lenders need to power everyday financial applications. Join our Discord or Developer Slack to learn more about opportunities to earn SVO rewards.
Sivo DeFi goes beyond the traditional user interface. By chatting with 'Poe,' our AI assistant, you can interact directly with the protocol, managing everything from capital provision to disbursement and reporting, all seamlesslythrough your browser or favorite chat apps.
Lenders qualify borrowers based on revenue, reputation, and growth capacity.
Unlike complex debt facilities, Sivo DeFi facilitates the direct purchase of loans from lenders.
The protocol employs four levels of protection, including cash, tokenized collateral, and receivables.
Lenders generate higher returns, while capital sources tap into leading yields in Web3.
Lenders get capital to fund marketing, driving traffic that boosts borrower revenue, accelerating loan repayment.
The protocol manages underwriting, liquidity and servicing with low fees and high transaction volumes.
